Nelnet, Inc. is a diversified company that is focused on offering loan servicing and education technology, services, and payment processing. The Company's segments include Loan Servicing and Systems (LSS); Education Technology, Services, and Payment Processing (ETS&PP); Communications; Asset Generation and Management (AGM), and Nelnet Bank. The LSS segment is focused on student and consumer loan origination services and servicing, loan origination and servicing-related technology solutions. The ETS&PP segment provides education services, payment technology, and community management solutions. The Communications segment is focused on providing fiber optic service directly to homes and businesses for Internet, telephone, and television services. The AGM segment includes the acquisition, management and ownership of student and other loan assets. The Company's Nelnet Bank segment is focused on the private education and unsecured consumer loan marketplace.